HOW WE WORK WITH CLIENTS

At XO INVESTMENTS, we like to personally manage your assets to suit your personality and needs.

STEP 1:
ASSET ANALYSIS & FINANCIAL PLANNING

Together, we define your long-term needs.

We plan your projects and/or retirement.

Our aim is to offer you comprehensive management of your assets by optimising your pension and available capital.

We analyse your existing portfolio formulating the appropriate scenarios (annuity, capital, selling assets, donations, etc.).

STEP 2:
PROFILE & INVESTMENT STRATEGY

Every investor is unique and has their own way of handling risk.

This step determines your investment profile, defines your goals and quantifies the level of risk you are willing to acquiesce to.

We demonstrate the various risk/return simulations to show you how much you could gain and lose.

Based on your risk profile we crystallise the nature of your portfolio.

STEP 3:
STRATEGY IMPLEMENTATION

This step aims to optimise the structure of your portfolio for deposits and individualised management, 2nd pillar benefits accounts and 3rd pillar accounts. 

We offer advice on bank selection. It optimises your fee structure and selects and implements the investments strategy.

STEP 4:
MONITORING & REPORTING

The ever-changing economic world necessitates vigilance and nimbleness to adapt to market fluctuations. 

Courtesy of our reporting systems, we can re-evaluate your profile and investment strategy instantaneously thereby allowing a timely adjustment, if these are required. 

We consolidate all your assets, which helps you control your fees and investment guidelines, and allows you to successfully exploit any opportunity which may arise.

Lastly, we regularly send you a detailed, personalised investment report to assist you to monitor and understand your investments.